Terms and Conditions
Last updated: November 26, 2025
These Terms and Conditions (“Terms”) govern your use of https://wekviral.com/ (the “Site”), owned and operated by Wek Viral (“we”, “us”, or “our”).
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you should not use the Site.
1. Nature of the Site
Wek Viral is an informational website focused on loans, credit cards and personal finance education.
We are not a bank, lender, credit broker or financial institution. We do not:
- Offer loans or approve credit
- Issue credit cards
- Collect loan applications on behalf of lenders
- Guarantee any approval, interest rate or terms
All information is provided for general informational and educational purposes only and does not constitute financial or professional advice.
2. Use of the Site
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the Site in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any part of the Site, server or systems
- Engage in any activity that could damage, disable or impair the Site
- Use automated tools (such as bots, scrapers or spiders) to access the Site in a way that overloads or disrupts it
We reserve the right to restrict or terminate your access to the Site if we believe you have violated these Terms.
3. No Financial Advice or Guarantee
Content on Wek Viral:
- Is provided “as is” and “as available”
- Is not tailored to your individual financial situation
- Should not be considered financial, legal, investment, tax or professional advice
We do not guarantee:
- That you will be approved for any loan, credit card or financial product
- Any specific interest rate, limit, fee or benefit
- That information on the Site is accurate, complete or up to date at all times
You are solely responsible for evaluating the information and making your own decisions. Always review the official terms and conditions on the financial institution’s website or contact them directly.
4. Third-Party Links and Content
The Site may contain:
- Links to third-party websites (including banks, lenders and card issuers)
- Advertisements and affiliate links
- References to external products and services
We do not control and are not responsible for:
- The content, privacy practices or policies of third-party websites
- The approval or denial of applications submitted to third parties
- Any losses, fees, damages or disputes that arise from your relationship with third parties
Your dealings with third-party websites are solely between you and those third parties.
5. Intellectual Property
Unless otherwise stated, all content on the Site (including text, graphics, logos, design and layout) is owned by or licensed to Wek Viral and is protected by applicable copyright and intellectual property laws.
You may:
- View and read content for your personal, non-commercial use
You may not, without prior written permission:
- Reproduce, distribute, modify, copy, sell, resell or exploit any portion of the Site or its content for commercial purposes
- Use our name, logo or brand in a way that suggests endorsement without authorization
6. Advertising and Affiliate Disclosure
Wek Viral may display advertisements and use affiliate links. This means we may receive compensation when you:
- Click on ads
- Apply for or sign up for certain products through links on our Site
This compensation does not change the price you pay and does not alter our commitment to provide informative content. However, it may influence the order or selection of products that appear.
7. Limitation of Liability
To the fullest extent permitted by law, Wek Viral, its owners, contributors and partners shall not be liable for any:
- Direct, indirect, incidental, consequential or special damages
- Loss of data, income, profit, revenue or opportunity
arising out of or connected with:
- Your use of or inability to use the Site
- Your reliance on any content or information on the Site
- Any dealings between you and third-party websites, lenders or service providers
If you are dissatisfied with any part of the Site or these Terms, your sole and exclusive remedy is to stop using the Site.
8. Indemnification
You agree to indemnify and hold harmless Wek Viral, its owners and partners from and against any claims, liabilities, damages, losses and expenses (including legal fees) arising from:
- Your use of the Site
- Your violation of these Terms
- Your infringement of any rights of a third party
9. Changes to the Site and Terms
We may:
- Update or change content on the Site at any time without notice
- Modify these Terms from time to time
When we update these Terms, we will post the revised version with a new “Last updated” date. Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.
10. Severability
If any provision of these Terms is found to be invalid or unenforceable under applicable law, that provision will be limited or removed to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
11. Contact Us
If you have any questions about these Terms and Conditions, please contact us:
📧 Email: contact@wekviral.com
🌐 Website: https://wekviral.com/